WELCOME TO
EARTHSTAR BANK!

We are a full-service, community bank committed to providing top-quality financial services, delivered by associates who are dedicated to the highest level of personal service. Since our inception, we have blended highly personalized community banking with the delivery systems that busy lifestyles demand, such as Internet banking and telephone banking.

We offer an extensive line of services at great rates, and never forget that our success is dependent on your success. We look forward to helping you reach your financial goals by allowing you to bank the way you want to bank.

1. Annual Percentage Yield (APY) is accurate as of Thursday, May 01, 2008 and subject to change daily. The minimum deposit requirement for Certificates of Deposits is $500.00. A penalty may be imposed for any withdrawal of the principal prior to the maturity date. 

2. A minimum of $100 is required to open this account. The Annual Percentage Yield (APY) is accurate as of Thursday, May 01, 2008.  The APY for balances under $2,500 is 1.45%. Deposits in excess of $250,000 subject to bank acceptance.  No brokered funds.

The Money Market is subject to Federal Reserve Regulation D, which permits no more than six (6) telephone transfers or pre-authorized withdrawals (including overdraft protection and Internet Banking transfers), during any statement period.  Of the six (6) withdrawals, no more than three (3) may be by check, draft, debit card or similar order (including point-of-sale (POS) transactions) made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, mail, or at an ATM are unlimited.

3. The Annual Percentage Rate (APR) is accurate as of Thursday, May 01, 2008. Advertised rate assumes combined 80% loan-to-value on principal residence. Payment example: For every $1,000 borrowed on a fixed rate home equity loan at 6.99% APR, payments would be: 36 months- $30.87 / 60 months- $19.80. Property insurance and $150 Loan Fee (approved loans only) required on all Home Equity Loans and Lines of Credit.

Member FDIC