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Home Equity Loans & Lines of Credit

As a homeowner, you can borrow up to 80% (1) of the available equity in your home for almost any need while taking advantage of possible tax deductions.(2)  Home Equity Loans and Lines of Credit are ideal to finance:

  • Home improvement projects
  • New or used vehicles
  • Tuition
  • Weddings
  • Major purchases

Home Equity Loans* feature a fixed payment amount and rate of interest with repayment terms up to fifteen years..

Home Equity Lines of Credit* allow you to borrow up to a pre-approved limit. You only pay interest on the amount you borrow and the principal becomes available again as you pay it back.  This type of loan is perfect if you are planning on using the money for a variety of reasons, but maybe not all at once.

The interest rate on Home Equity Lines of Credit varies monthly based on the Prime Rate as published in the Wall Street Journal on the first day of each month.(3)

*$150 Loan fee on all approved Home Equity Loans & Lines of Credit.  Fee may be financed. 

Apply for an Earthstar Home Equity Loan or Line of Credit online. 
Click Here!

To have an Earthstar Loan Officer contact you,  please e-mail us.
Note:  Personal information such as account numbers, social security numbers, addresses etc should not be sent via email.

For more information or to apply please
call our Lending Department at: 267-989-8230

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(1)  Available equity in property is determined by taking the appraised value of the property, multiplying by 80%, then subtracting any outstanding mortgage.
(2)  When you secure a loan with the equity in your home, the IRS may allow all or part of the interest to be deducted. Consult your tax advisor about your personal situation.
(3)  The maximum possible rate of interest is 18%.  The required monthly payment varies depending on the outstanding balance and interest rate.
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